{"id":9700,"date":"2019-07-02T13:34:36","date_gmt":"2019-07-02T17:34:36","guid":{"rendered":"https:\/\/armchairarcade.com\/perspectives\/?p=9700"},"modified":"2019-07-02T13:34:38","modified_gmt":"2019-07-02T17:34:38","slug":"how-apps-can-help-you-improve-your-finances","status":"publish","type":"post","link":"https:\/\/armchairarcade.com\/perspectives\/2019\/07\/02\/how-apps-can-help-you-improve-your-finances\/","title":{"rendered":"How Apps Can Help You Improve Your Finances"},"content":{"rendered":"\n

There\u2019s no denying that\ntechnology has transformed pretty much every aspect of our lives. Whether you\nbelieve that\u2019s a good or a bad thing, the vast majority of us rely on\ntechnology for everything from everyday communication to planning a trip or\neven dating. One of the biggest ways technology has impacted the world is how\nwe manage our finances. While past generations used metal coins or paper to\ncomplete transactions, today we need only hold our smartphone against a machine\nor click a few buttons to send money to the other side of the world in an\ninstant. Modern finances are more convenient and quicker to manage, but this is\noften a double-edged sword.<\/p>\n\n\n\n

The Challenge of Virtual Finance<\/strong><\/p>\n\n\n\n

With less and less physical\nmoney changing hands, it\u2019s easier than ever to lose track of our spending and\nmanage our funds responsibly. To regain some control of your finances, you need\nto make technology work for you, not against you. Our smartphones are never far\nfrom our sides, and there are plenty of money management apps available, which\ncan help you improve your financial situation. For example, although it\u2019s not a\nlong term money management solution, it\u2019s never been easier to place a bet on\nthe lottery with LottoGo<\/a> which\nopens up lotteries in countries across the world no matter where you live. <\/p>\n\n\n\n

However, if it\u2019s not a lack\nof funds but rather money management, which is a problem area for you, here are\nsome of the best ways smartphone apps can help you to improve your finances.<\/p>\n\n\n\n

Become Debt Free with Debt Management Apps <\/strong><\/p>\n\n\n\n

There are several debt\nmanagement apps out there which help you to tackle what can often feel like\noverwhelming debt. A popular choice is the Mint\nbudgeting app<\/a> designed to help you\ntrack all your finances in one place. Closer monitoring of your finances, loans,\nand interest rates should enable you to work out a repayment plan to get\nyourself out of debt sooner rather than later. There are also debt-specific\napps such as Debt Book and Debt Tracker, which help you break down your overall\ngoal into more manageable steps. You can also consolidate bills with the Trim\napp or find out how to improve your credit score with Credit Sesame.<\/p>\n\n\n\n

Secure Your Money with Digital Wallets <\/strong><\/p>\n\n\n\n

While it\u2019s advisable to\nkeep your purse or wallet on hand with your physical bank and credit cards and\nID, a digital wallet can give you a more detailed view of your spending. Apple\nPay or Samsung Pay provides a digital hub for all of your spending which is far\nmore secure as identifiable parts of your accounts are safe from view. It\u2019s\nalso a very efficient way to pay and it\u2019s easier to track all your small\ntransactions in the app. <\/p>\n\n\n\n

Start Investing with Investment Apps <\/strong><\/p>\n\n\n\n

Investing in the stock market<\/a> can be an intimidating prospect if you don\u2019t know\nwhat you\u2019re doing. If you\u2019d like to start investing your wealth with bonds and\nstocks you can now do so with apps like Stash or Robin Hood. These apps will\ngive you great insights into the market so you can make your money work harder\nfor you so you can increase your wealth with confidence. <\/p>\n\n\n\n

Make Saving a Competition<\/strong><\/p>\n\n\n\n

Whether we\u2019re trying to\nsave money for a rainy day, a deposit on a house, home improvements or anything\nelse, it can be difficult to do so without sacrificing a lot of what we enjoy.\nHowever, apps which gamify saving and debt reduction can help to keep you on\ntrack with the right motivations and a healthy amount of peer pressure. The\nmore you save, the more you\u2019ll be rewarded by the app. It sounds simple, but it\ncan be a very effective way to visualize your goals and keep saving when you\u2019re\ntempted to spend unnecessarily. <\/p>\n","protected":false},"excerpt":{"rendered":"

There\u2019s no denying that technology has transformed pretty much every aspect of our lives. Whether you believe that\u2019s a good or a bad thing, the vast majority of us rely on technology for everything from everyday communication to planning a trip or even dating. One of the biggest ways technology has impacted the world is how we manage our finances. While past generations used metal coins or paper to complete transactions, today we need only hold our smartphone against a machine or click a few buttons to send money to the other side of the world in an instant. Modern finances are more convenient and quicker to manage, but this is often a double-edged sword.<\/p>\n","protected":false},"author":25172,"featured_media":9702,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"How Apps Can Help You Improve Your Finances #app #apps #finance #financial #money","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[15],"tags":[1246,2243,2244],"class_list":["post-9700","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-editorial","tag-app","tag-finance","tag-finances"],"yoast_head":"\nHow Apps Can Help You Improve Your Finances - Armchair Arcade<\/title>\n<meta name=\"description\" content=\"There\u2019s no denying that technology has transformed pretty much every aspect of our lives. 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